Motor Vehicle Accidents

Injured in a Car Accident in New York? Here’s What You Need to Know.

If you’ve been hurt in a motor vehicle accident, you may be entitled to compensation, but the process can be confusing, especially in New York’s “no-fault” insurance system. Here’s how it works:

🔹 No-Fault Insurance (Personal Injury Protection – PIP)
Your insurance covers medical expenses and lost wages in New York, regardless of who caused the accident. This includes:

Up to $50,000 in medical bills
Lost wages (typically up to 80%, capped)
Out-of-pocket expenses (like transportation to medical appointments)

🔹 When You Can Sue for More
If your injuries are “serious” under NY law—such as fractures, permanent loss of use, or significant disfigurement—you may file a personal injury lawsuit against the at-fault driver for:

Pain and suffering
Future medical costs
Long-term lost income
Emotional distress

🔹 Property Damage
You can also recover for damage to your vehicle through the at-fault driver’s liability coverage or your collision policy.

🔹 Time Is Critical

NY has strict deadlines for filing claims:

No-fault: Must file within 30 days of the accident
Lawsuit: Typically within 3 years, but sooner for some cases

As a New York motor vehicle accident attorney, we help clients:

✅ Navigate no-fault claims

✅ Pursue full compensation for serious injuries

✅ Deal with insurance companies

✅ Focus on healing while we handle the legal side